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No hard credit search

No credit check SIM-only deals in the UK

Compare SIM-only deals and no credit check SIM cards for bad credit or no credit history. Every plan below is a prepaid or 30-day rolling SIM on UK networks — not a credit agreement, and generally supplied without a hard credit search. No long contract, no salesperson. Pick the data you need, click through to the provider and the SIM lands on your doormat.

From £5
per month
30 days
max commitment
4 networks
EE, O2, Three, Vodafone
Woman fitting a new SIM card into her phone in a Manchester flat

No hard search. Ever.

Rolling plans are paid up front.

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Today's no-check SIMs

Sorted cheapest first — never by commission. Prices are the provider's standard rolling price and can change.

Lebara

Vodafone network

Low user

Exclusive offer · not on Lebara's standard website

15GB

4G/5G

  • No credit check
  • EU roaming 15GB
  • Unlimited UK minutes
  • Unlimited UK texts
  • 100 International minutes

* £2.80/mo for the first 6 months, then £7/mo. Sign up by Friday 11 December 2026.

£2.80*/mo

30-day rolling

Go to Lebara

Lebara

Vodafone network

Best all-rounder

Exclusive offer · not on Lebara's standard website

30GB

4G/5G

  • No credit check
  • 100 international mins
  • Unlimited UK calls & texts
  • EU roaming 30GB

* £3.20/mo for the first 6 months, then £8/mo. Sign up by Friday 11 December 2026.

£3.20*/mo

30-day rolling

Go to Lebara

Lyca Mobile

EE network

New customer offer

30GB

4G/5G

  • No credit check
  • EU roaming 12GB
  • Unlimited UK calls & texts
  • 100 International minutes free
  • eSIM also available

* £5/mo for the first 3 months, then £10/mo.

£5*/mo

pay as you go

Go to Lyca

1pMobile

EE network

Cheapest big data

50GB

4G/5G

  • No credit check
  • EU roaming 50GB
  • Unlimited UK calls & texts
  • eSIM also available

£10/mo

30-day rolling

Go to 1pMobile

iD Mobile

3 network

GOOD VALUE

80GB

4G/5G

  • No credit check
  • Unlimited UK calls & texts
  • Roaming in 50 destinations
  • No annual price rises
  • 2 Months free Apple subscription

£10/mo

1-month plan

Go to iDMobile

Chattr

O2 network

Best Deal

Unlimited

4G/5G

  • No credit check
  • Unlimited data
  • Unlimited UK calls & texts
  • Tethering allowed

50% off first month

£7.50 first month

then £15*/mo · 30-day rolling

Code YellowNovember50 · November 9–30

Go to Chattr

* reduces to £13/mo the longer you stay

iD Mobile

3 network

GOOD VALUE

Unlimited

4G/5G

  • No credit check
  • Unlimited data
  • Unlimited UK calls & texts
  • No annual price rises

£15/mo

30-day rolling

Go to iD Mobile

1pMobile

EE network

Unlimited data

Unlimited

Unlimited 4G/5G

  • No credit check
  • EU roaming
  • Unlimited UK calls & texts
  • eSIM also available

£25*/mo

30-day rolling

Go to 1pMobile

* Additional SIMs £12.50/mo

Links marked as sponsored may earn us a commission. Your price is unaffected.

How we compare SIM deals

How the table above is put together

GetSIMSmart is a free comparison site, not a mobile network. We don't sell SIMs and we don't take payment from you. Here's exactly what we look at when we list a plan, and how the links work.

What we compare

Price first

Sorted by the standard monthly price, cheapest first. Never by commission.

Real monthly cost

We show each provider's standard rolling price, not short-lived intro offers.

Data & speed

The monthly data allowance and whether 4G/5G is included.

Network behind the brand

Which of the four UK networks — EE, O2, Three or Vodafone — powers it.

No credit check

Every plan is prepaid or 30-day rolling, not a credit agreement.

Commitment

Rolling plans you can cancel with a month's notice — no tie-in.

How the links work

  • We don't sell SIMs. You order directly with the provider on their own site.
  • When you click a “Go to” link and buy, that provider may pay us a commission.
  • Your price is identical to going direct — commission never changes what you pay.
  • Commission never decides the order. The table is sorted by price, then data.

Links marked as sponsored may earn us a commission. Your price is unaffected.

No credit check means no hard credit search. Providers may still carry out identity, address or fraud-prevention checks before connecting a SIM. These are not credit searches and do not appear on your credit file.

Switching takes about eight minutes.

You are not applying for anything. A rolling SIM is prepaid, so providers have nothing to underwrite and nothing to search.

  1. Step 1

    Pick your data, not a contract

    Work back from what you actually used last month. Most people over-buy by 20GB.

  2. Step 2

    Text PAC to 65075

    Your current network replies with a code that lets you keep your number.

  3. Step 3

    Order on the provider site

    You leave us here. Checkout is a name, address and card — no credit application.

  4. Step 4

    Swap the SIM, hand over the PAC

    The number moves across, usually by the next working day. Old plan closes itself.

Three friends checking their phones at a London bus stop

Built for people the big networks turn down

Thin or damaged credit files

Defaults, an IVA or simply no borrowing history — none of it triggers a hard credit search on a rolling SIM.

New to the UK

No three years of address history needed. A UK delivery address is enough.

Anyone avoiding a hard search

Mid-mortgage application? A rolling SIM is not a credit agreement, so it won't add a hard search to your file.

Read the guides

Detailed, jargon-free guides to help you choose the right SIM-only deal and switch with confidence.

Straight answers

Contract plans of 12 months or longer usually do. Every plan listed here is a 30-day rolling or pay as you go SIM. These are not credit agreements and are generally supplied without a hard credit search, though a provider may still carry out identity, address or fraud-prevention checks.

Stop paying contract prices for a phone you already own.

Back to the plans

EU roaming included

1pMobile — roam in 46 destinations at no extra cost

1pMobile runs on the EE network and includes EU roaming in 46 European destinations at no extra charge — your UK data, calls and texts allowance travels with you. Every plan below is a 30-day rolling bundle with unlimited UK calls and texts, 5G at no extra cost and no speed caps. Prices are the provider's standard rates and can change.

5GB

data

30-day rolling bundle

Price
£5/mo
UK calls & texts
Unlimited
EU roaming
46 destinations
5G & speed
No caps
Go to 1pMobile

50GB

data

30-day rolling bundle

Price
£10/mo
UK calls & texts
Unlimited
EU roaming
46 destinations
5G & speed
No caps
Go to 1pMobile

100GB

data

30-day rolling bundle

Price
£15/mo
UK calls & texts
Unlimited
EU roaming
46 destinations
5G & speed
No caps
Go to 1pMobile

200GB

data

30-day rolling bundle

Price
£20/mo
UK calls & texts
Unlimited
EU roaming
46 destinations
5G & speed
No caps
Go to 1pMobile

Links marked as sponsored may earn us a commission. Your price is unaffected. EU roaming is subject to 1pMobile's fair use policy; a 14GB cap per Boost applies when roaming on Boost add-ons.

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